Will AI take my job

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Will AI replace Credit Authorizers, Checkers, and Clerks?

AI reaches most of this job’s work.

56/100

Very high exposure

More exposed to AI than 87% of US workers.

AI already used in
13% of the work
As AI tools mature: up to
88% of the work

What the job involves

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

Where AI reaches the work

The job’s main tasks, heaviest first, by how far AI reaches them.

Already happening(3)

  • Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
  • Prepare reports of findings and recommendations.
  • Relay credit report information to subscribers by mail or by telephone.

Within reach(11)

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  • Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.

and 6 more

Out of reach(2)

  • Call customers to collect payment on delinquent accounts.
  • Contact former employers and other acquaintances to verify applicants' references, employment, health history, or social behavior.

Also called

Commercial Credit Reviewer · Credit Investigator · Credit Processor · Charge Authorizer · Credit Charge Authorizer · Credit Checker · Credit Rating Checker · Credit Reference Clerk

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What these numbers mean

The score is the share of this job’s work, weighted by how important and frequent each task is, that AI could do in half the time: tasks an AI model could do alone count in full, tasks that need software built on AI count half.

“AI already used” is the share of the work in tasks where people are recorded using AI today. “As AI tools mature” counts every task AI could halve, with or without extra software.

The percentile compares the score with every job’s, weighted by how many people in the US do each one. Exposure means AI could change how the work is done, not that the job goes away. These are estimates for the typical job, not predictions.

Sources

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