Will AI replace Insurance Sales Agents?

−Already happening(4)

• Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
• Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
• Customize insurance programs to suit individual customers, often covering a variety of risks.
• Confer with clients to obtain and provide information when claims are made on a policy.

~Within reach(12)

• Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.
• Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
• Perform administrative tasks, such as maintaining records and handling policy renewals.
• Select company that offers type of coverage requested by client to underwrite policy.
• Calculate premiums and establish payment method.

and 7 more

+Out of reach(3)

• Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.
• Attend meetings, seminars, and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.
• Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.